Overview
This Cookie Policy explains how Finanseal (“we”, “us”, “our”) uses cookies and similar technologies on https://www.finanseal.app/. It should be read alongside our Privacy Policy and Terms and Conditions.
Finanseal provides free browser-based tools (including mortgage, credit card, personal loan, compound interest, car finance and self-employed tax). We use cookies mainly to keep the site working, remember your cookie choice, and — only if you accept optional cookies — to understand how the site is used and to show advertising that helps keep our tools free.
When you first visit our site, we show a cookie notice and ask whether you want to allow optional cookies. Your choice is saved in your browser and used to control optional analytics and advertising cookies.
Cookie Notice Message
The message currently shown in our cookie notice is:
We use essential cookies to keep this site working. We only use optional analytics and advertising cookies if you accept.
What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They allow the site to recognise your browser, remember your preferences, and collect information about how you use the site. Cookies can be “session” cookies (deleted when you close your browser) or “persistent” cookies (which remain on your device for a set period).
Similar technologies such as local storage, session storage, and pixels work in comparable ways and are covered by this policy where relevant.
Types of Cookies We Use
Strictly Necessary Cookies
These cookies are essential for the site to function and cannot be switched off in our systems. They are typically set in response to actions you take, such as signing in, submitting a form, or saving your cookie preference.
Examples include:
- Session and security cookies — to keep you signed in, protect forms, and maintain a secure connection while you use the site.
- Cookie preference — to remember whether you accepted or rejected optional cookies so we do not ask you on every visit.
- Guest tool history — if you save work to history without signing in, a session identifier may be used to link saved items to your browser until they expire or are claimed to an account.
You can set your browser to block these cookies, but parts of the site (including sign-in, history saves, and form submissions) may not work correctly.
Performance and Analytics Cookies
These optional cookies help us understand how visitors use the site — for example, which tools are popular and whether pages load correctly — so we can improve performance and usability.
We only set these cookies where you have accepted optional cookies from our notice banner or account page. Depending on how the site is configured, this may include:
- Google Analytics — aggregated usage statistics.
- Ahrefs Analytics — website traffic and performance measurement.
If you reject optional cookies, these analytics tools are not used for your visit.
Advertising and Marketing Cookies
These optional cookies are used to serve ads that are relevant to you and your interests, to limit how often you see the same advert, and to measure how advertising performs. They may be set by Google AdSense or similar advertising and marketing networks. They work by uniquely identifying your browser and device, and may use information about your visit to this site and other sites on the internet.
We only load advertising cookies where you have accepted optional cookies from our notice banner or account page. Depending on how the site is configured, this may include:
- Google AdSense — Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the internet. You can opt out of personalised advertising by visiting Google Ad Settings or by rejecting optional cookies on our site. You can also visit Google’s advertising privacy page for more information.
- Similar advertising and marketing networks — other partners we may use to display, measure, or limit advertising. These partners may set their own cookies and have their own privacy and cookie policies.
If you reject optional cookies, advertising cookies are not used for your visit. You may still see ads, but they will be less personalised (or not shown, depending on how the site is configured).
Cookies We Do Not Use
Our utility sites do not use shopping-cart or checkout cookies. We use advertising cookies provided by Google AdSense and similar marketing networks only where you have given consent via our cookie notice. We do not sell cookie data to third parties for marketing purposes.
Third-Party Cookies and Services
Some features rely on third-party services that may set their own cookies or process technical data when you use them:
- Google reCAPTCHA — used on our contact form and when you choose to save tool history, to help prevent abuse. Google may set cookies or collect device signals as part of this service. See Google’s privacy policy for details.
- Google Analytics and Ahrefs — only loaded where optional analytics cookies are accepted and the relevant service is configured for the site.
- Google AdSense and similar advertising networks — only loaded where optional advertising cookies are accepted and the relevant service is configured for the site. These partners may set third-party cookies to serve and measure ads.
We do not control third-party cookies. Each provider has its own privacy and cookie policies, which we recommend you review.
Local Storage and On-Device Processing
Most of our tools process files and calculations in your browser without uploading them to our servers. Some tools may download a model or other resource to your browser and cache it locally for faster repeat use. This local storage is not the same as a website cookie, but it serves a similar purpose of remembering data on your device. You can clear it through your browser settings.
Managing Your Cookie Preferences
You can manage optional cookies in several ways:
- Cookie notice banner — accept or reject optional cookies when you first visit the site.
- Account page — if you have an account, update your preference after signing in.
- Browser settings — view, block, or delete cookies stored on your device. Most browsers let you block third-party cookies, block cookies from specific sites, or delete all cookies when you close the browser.
- Google Ad Settings — opt out of personalised Google advertising at adssettings.google.com, independently of your choice on our site.
Clearing cookies in your browser will remove your saved cookie preference and you may see the notice banner again on your next visit.
For general guidance on managing cookies, visit www.aboutcookies.org or your browser’s help documentation.
Restricting strictly necessary cookies may affect sign-in, saved history, and form submissions.
Cookies and the Law
We operate in accordance with the Privacy and Electronic Communications Regulations (PECR) and the UK GDPR. We only set optional (non-essential) cookies where you have given consent. Strictly necessary cookies do not require consent because they are essential for the site to function.
Changes to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in the cookies or services we use, or for operational, legal, or regulatory reasons. The “Last updated” date at the top of this page will be revised accordingly.
Contact Us
If you have any questions about our use of cookies, please contact us at:
FinansealEmail: support@finanseal.app
Hillcrest, High Street
Tuddenham, Ipswich
Suffolk
IP6 9BN
United Kingdom